World Bank

Welcome to the World Bank Individual!

The transition from World Bank Group to World Bank Individual has been ongoing since 2010. Today, the World Bank Individual is operational in African countries, Latin America and India. The transition from WBG to WBI is a change from group loan and groups ownership of the World Bank to individual loans and collective ownership.

A man goes to bed with an empty stomach even though someone secured agricultural loan in his name. He owes people he knew not and pays debt to people he did not borrow from. One man takes a loan on behalf of a group and everyone is indebted to other groups.

At the World Bank Group, both debtors and creditors are groups. A nation indebted to the World Bank is a group owing another nation.

When money is given out to a group, the most influential person or people benefit more. The result is financial exclusion of the least influential person or people.

In World Bank Individual, lenders and borrowers are individuals. Money is transferred directly from the World Bank to individuals and  people pay money they borrowed for their immediate financial needs.

When in urgent need of money to grow their businesses, pay for medicine or food, or pay their children school fees, individuals can either use USSD codes to invoke the World Bank or download a branch of the World Bank from the app store and apply for urgent loan.

Right now, the most financially excluded people on earth are investing in the World Bank, saving and withdrawing money from their World Bank accounts from the comfort of their homes.

Thanks to growing fintech startups in developing countries, increasing number of the most financially excluded people on earth are not only working at the World Bank but launching their own branches of the World.

This new opportunity to participate in the day to day running of the World Bank is a spontaneous concept of wealth redistribution in action fueling rapid circulation of money and bridging the gap between the rich and the poor.

In World Bank Individual, everyone has access to money. Whether we become wealthy or not depends on how we use the funds available to us. Good and honest people stand a better chance of rising above poverty as people are given the opportunity to build their reputation and increase their credit ratings.